DBS Card+ HK 12.19.0

DBS Card+ is a comprehensive app that offers personalized card and loan services, tailored to your preferences. With its user-friendly interface and convenient features, it allows you to take control of your credit cards, enjoy attractive rewards, and apply for personal loans, among other benefits. Here are some highlights:

• Efficient Access: Experience quick and intuitive navigation with just a few taps, making it easy to manage your credit cards and loans.
• Instant Card Application: A groundbreaking feature in Hong Kong! Apply for a credit card instantly through the app and start shopping right away.
• Scan & Pay Anytime, Anywhere: Enjoy the convenience of settling utility bills, paying merchants, and transferring money to friends and family with the new Pay & Transfer function in the DBS Card+ app.
• Flexi Shopping: Simplify your budget planning with this convenient feature. Combine multiple credit card transactions into a single payment plan with flexible instalment options ranging from 3 to 60 months.
• Instant Cash Transfer: Apply for personal loans anytime, 24/7, and receive the funds instantly in any of your bank accounts.
• Exclusive Offers: Enjoy a wide range of rewards tailored to your preferences. Redeem DBS$ instantly, convert to Asia Miles, or indulge in free coffee from Hong Kong’s top coffee shops - exclusively available through DBS Card+.
• Credit and Spending Management: Make wise financial decisions by increasing your credit limit instantly or managing your spending limits according to your needs.
• Effortless Card Replacement: Request a replacement card instantly in a few simple steps.
• Personal Instalment Loan: Benefit from flexible repayment options with a minimum and maximum repayment period of 12 to 60 months. Enjoy competitive interest rates with an APR ranging from 5.67% to 6.32%. Loan amounts can go up to HK$2,000,000 or 20 times your monthly salary, whichever is lower. For example, a loan amount of HK$200,000 with a 12-month repayment period has a monthly flat rate of 0.10% (APR 6.14%, including a Loan Set Up Fee of 2%). Please note that the final interest rate and repayment period are subject to your financial condition and determined solely by us. Monthly repayment amounts are rounded to an integral figure for convenience.